About Us

The goal was simple, but no less complex in its design: Provide a seamless, end-to-end online loan system that would benefit borrowers, lenders and the Australian financial industry with its streamlined approach.

Those who knew they had a game-changer sought to bring value to the lending market for both borrowers, lenders and brokers, and to do it in a way that would endure to revolutionize the business of personal and commercial loans.

WinningQuote, launched in 2010, has done this and more.

Winning Quote provides clients with an online lending platform that enables a faster, easier and more transparent loan process which generates savings that are passed on to borrowers. A simple application process leads to a convenient, fee-free means for borrowers to secure a competitive home, car, personal or business loan.

The first financial business of its kind in Australia, WinningQuote uses an innovative loan-matching and auction system that matches borrowers with lenders online. The resulting competitive bidding process and low processing costs borne by Winning Quote can provide loans to home buyers at discounts of up to 0.85 percent lower than the standard published rate.

The WinningQuote advantage also extends to banks and brokers. Because due diligence is built into the WQ system to evaluate a borrower's credit worthiness and loan serviceability, lenders are able to land high-quality, profit-rich leads.

The brick-and-mortar institutions and their people were in place to provide lender services, but it was an innovative technological business model that made WinningQuote a reality and a market leader in affordable loan generation and loan rates. WQ's online interface helps lenders reduce the cost of a sale; the more lenders save, the more savings they can pass on to borrowers.

But the value created by WinningQuote isn't represented by this streamlined, transparent loan process alone. It also lies in the WQ's panel of financial analysts and banking experts and their timely, information-rich blogs and the other seemingly endless offerings in WQ Learning Centre. These resources, all at their fingertips and in the convenient comfort of their own homes, enable borrowers to make loan decisions from a position of knowledge and empowerment.

For the lender and broker members of the WinningQuote network, value is added in the form of instant online leads that are qualified and pre-screened according to their requirements. WQ's online lead management system provides lenders with complete control over the type of leads they receive. Evaluation of a loan applicant's credit record and WinningQuote's due diligence services on loan security allow lenders and brokers to work more efficiently and effectively. The result is ongoing time and cost savings.

In the final analysis, WinningQuote borrowers and lenders benefit from what they both need and want - a convenient, efficient and affordable process that adds dollars to their bottom lines.