WinningQuote takes the traditional loan shopping, application and approval process and puts it at your fingertips in the convenience of your own home or office computer. Here's how it works:

1. Fill out our loan application

Our simple to understand and complete online loan application form provides all the information lenders and brokers require to consider your request. No more filling out one application after another at this bank and the next in an effort to find the best rate and terms. One application for a home, personal, car of commercial loan is considered by multiple lenders or brokers.

2. Connect directly to lender and brokers

You can decide whether you want to receive the resulting loan quotes from lenders via your computer or meet face to face with some of the country's leading brokers to discuss your needs.

3. Wait for bids on your loan

The WQ Advantage comes to the fore as offers from lenders-based on complete information we've provided-begin arriving in your file almost immediately. The competitive process ensures that you will get the best rates and terms that banks have to offer. Having chosen to work with a broker, you're likely to be contacted directly by several who are prepared to offer personalized service at your convenience.

4. Select the WinningQuote

WQ's transparent process allows you to compare several loan offers side by side and in detail to determine which best fits your needs and budget. With the best offer in mind, you select the nearest bank branch at which to complete necessary paperwork and finalize the loan agreement after the lender verifies details of your application.

5.You win and pocket $1,000

The best gets better. When you finalize your loan using WinningQuote, we give you up to $1,000 on selected loan products and services. Just enter the Winning Coupon code provided by your lender at www.winningquote.com.au to receive even more value from your decision to become one of Australia's Smart Borrowers.